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Mortgage guidance

Jennifer Remedios

As of November 2022, mortgage rates have doubled since the beginning of the year, and rising rates have caused many potential homebuyers to pause their plans and.

Mortgage Interest Rates Forecast for 2023

As of November 2022, mortgage rates have doubled since the beginning of the year, and rising rates have caused many potential homebuyers to pause their plans and wait for rates to cool down. But is a rate decline on the…

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Common homebuying questions: Top 5

Common Homebuying Questions: Your Must-Read Guide Buying a home comes with excitement—and a ton of questions. Don’t worry; you’re not alone. From preapproval to closing, we’re here to help answer those common homebuying questions so you can approach the process…

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Gig Economy: How to Get a Mortgage as a Contractor

Being self-employed or a contractor in the gig economy can come with many benefits, including flexible hours, setting your own fees, and more, depending on the job. But gig work can also mean irregular income and no employer benefits like…

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Step 1 to Buying a Home: Meeting with a Mortgage Broker

You’ve decided that you’re ready to purchase a house. You’ve started looking at listings online, you’re visiting open houses, and maybe you already have a real estate agent showing you homes. But many home shoppers miss a crucial first step…

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buying a home in Roseville CA

Buying a Home in Roseville, CA: Everything You Need to Know Buying a home in Roseville, CA, is like hitting the jackpot in California's housing market. Why? This city offers the perfect blend of suburban charm, top-notch amenities, and unbeatable…

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Thinking of Moving to Elk Grove California?

Thinking of Moving to Elk Grove, California? Here’s What You Need to Know If you’re thinking of moving to Elk Grove, California, you’re not alone! This growing city near Sacramento is a hidden gem for those seeking a perfect mix…

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Buying a Home & Cost of Living in El Dorado Hills, CA

Buying a House in El Dorado Hills, CA: Your Complete Guide If you’re thinking about buying a house in El Dorado Hills, CA, you’re not just choosing a home—you’re choosing a lifestyle. This picturesque community offers stunning scenery, top-rated schools,…

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Moving to Elk Grove in Sacramento County, California, Offers Plenty of Benefits

Deciding where to buy your first—or next—home is a big decision. You need to weigh the home price against the type and size of home you want, the yard, the taxes and upkeep, the location, and what the city offers…

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Getting a Mortgage Loan in Sacramento: Is a 30-Year or 15-Year Mortgage Better?

Why Choose Sacramento for Your Home Purchase? Affordable Housing Compared to Other California Cities Sacramento offers a more affordable alternative to cities like San Francisco or Los Angeles while still delivering big-city perks. Diverse Neighborhoods with Unique Charm From the…

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How to Get Down Payment Assistance When Buying Your Home [2022 Guide & Updates]

When it comes to buying a home, there are a lot of things to take into account. After all, becoming a homeowner is one of the biggest—albeit worthwhile and investment-savvy—financial decisions most people make in their lifetimes. And one of…

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Aaron Clowes, New Way Mortgage advisor
A REAL PERSON BEHIND THE PLAN

Aaron Clowes

Air Force veteran. More than two decades in mortgage lending. Clear explanations, practical comparisons and a conversation about what works for you.

NMLS #200900 · CA DRE #02103379
New Way Mortgage is powered by Xpert Home Lending, Inc. · NMLS #2179191 · Equal Housing Lender.

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  1. Aaron reviews your goals and the information you share.
  2. You confirm details and compare available paths, costs and tradeoffs.
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YOUR NEXT MOVE

Let’s make the numbers personal.

A calculator is a starting point. A conversation puts your options in context.