What Are Renovation Loans, and How Do They Work in California? [2021 Update]
- November 17, 2021
- Jennifer Remedios
- Loan Programs
Those new to the homebuying market here in California may wonder why you occasionally hear about “RENO loans.” Isn’t Reno in the next state over? RENO is actually short for “renovation,” and RENO loans are a useful option for some…
Read moreHow to Get a Mortgage When Changing Jobs
- November 3, 2021
- Jennifer Remedios
- First Time Home Buyer, Home Buyer
One of the key factors in getting approved for a mortgage is demonstrating financial stability. So it’s no wonder that people who’ve changed jobs shortly before starting—or even during—the process of buying a home often worry that a career change…
Read moreSo Just How Much Are Closing Costs in California?
- October 13, 2021
- Jennifer Remedios
- First Time Home Buyer, Home Buyer, Home Seller
If you’ve ever thought about buying a home in California, it’s a question you’ve probably asked your homeowning friends, family members, any real estate professionals you know, and the internet: How much are closing costs in California? Maybe you’ve even…
Read moreHow to Buy a California House with Less Than 20% Down
- September 13, 2021
- Jennifer Remedios
- First Time Home Buyer, Home Buyer
When it comes to the mythical down payment for purchasing a house, the number that comes up a lot is 20%. And while it’s a good number to shoot for, it’s by no means a hard, universal rule. In fact,…
Read moreWhat To Know About Refinancing a California VA Loan
- August 18, 2021
- Jennifer Remedios
- Loan Programs
There are several reasons why you might want to refinance your mortgage and replace your current home loan with a new one. You can do so to lower your interest rate or use the new loan to take advantage of…
Read moreThe Best Sacramento Home Improvements for 2021
- July 19, 2021
- Jennifer Remedios
- Home Seller
If you own a home in Sacramento—or anywhere, really—you’ll inevitably have to perform home improvements and repairs at some point. Particularly if you’re ramping up to sell the place and want to maximize its resale value. When you’re trying to…
Read more10 Reasons to Buy a California Home
- June 18, 2021
- Jennifer Remedios
- California Housing Market, First Time Home Buyer, Home Buyer
For us Californians, the answer to the question, “Why should I buy a home here?” is pretty obvious: “Because California’s awesome!” Our beaches are famous, our cities are as vibrant as they come, our expanses of natural beauty are breathtaking,…
Read moreShould You Get a 15-year or 30-year Mortgage for Your California Home?
- May 19, 2021
- Jennifer Remedios
- First Time Home Buyer, Home Buyer
A 30-year mortgage has been the standard for a long time, but you may wonder if it’s the best option for you. As a mortgage broker, we have access to many different kinds of loan products, and we can get…
Read moreTips to Improve Your Credit Score
- April 23, 2021
- Jennifer Remedios
- Home Buyer
It’s a safe bet that you’ve heard the phrase "credit score," a few times, but do you really know exactly what that means? Don’t worry if not. Most people really don’t know much about their credit score other than that…
Read moreHiring the Right California Real Estate Agent
- March 26, 2021
- Jennifer Remedios
- California Housing Market, First Time Home Buyer, Home Buyer
Buying a home is a big decision, and it can be hard to know if you’re making the right one. Finding a home is so much easier with the right California real estate agent. But how exactly do you know…
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