Sacramento roots. A more personal way home.
Mortgage guidance

Jennifer Remedios

We’ve talked a lot recently about getting a mortgage for the first time. But whether it’s your first time, your fifth, or somewhere in between, you might feel.

Common Mortgage Myths —Debunked!

We’ve talked a lot recently about getting a mortgage for the first time. But whether it’s your first time, your fifth, or somewhere in between, you might feel like the mortgage process is a little confusing. That’s understandable, but it…

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Tips to Build Your Sacramento Home Equity

Homeownership comes with a lot of benefits, like being able to paint your walls whatever color you want and not worrying about rising rent. But there’s one huge financial benefit that you may want to think more about—home equity. For…

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2021: The Future of the California Housing Market

It’s been a busy year for the Sacramento housing market. Although homebuyers have been migrating here for years, 2020 created even more opportunities for many to move further away from real estate hot spots like the Bay Area. The wave…

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Creating New Holiday Traditions During COVID-19

2020. What a year it’s been! As we head into the holiday season, it’s time to adapt, just like we’ve been doing all year long. The good news is that this gives us a chance to re-evaluate how we celebrate…

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Are Mortgage Points Worth Paying For?

We know, we sound like a broken record, but mortgage rates are historically low right now. Why buy mortgage points to lower your interest rate—are they something you should consider when rates are so low? Buying mortgage points, or buying…

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Busting Myths About FHA Loans in California

If you’re thinking of buying a home in California, you may wonder if an FHA loan could be a good option for you. An FHA loan can make it possible to buy a home with a smaller down payment or…

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How to Sell Your California Home in Record Time

The real estate market is hot, which is good news if you’re wanting to sell your California home in record time! If you want to sell your home as quickly as possible, we’ve got a few tips for you. The…

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Best Sacramento Home Improvements that Offer the Best Return on Your Investment

Best Sacramento Home Improvements to Boost Value and Comfort When it comes to home improvements in Sacramento, there’s no one-size-fits-all approach. Sacramento homeowners face unique challenges, from the region’s hot summers to its trendy neighborhoods. Whether you’re upgrading for resale…

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Should You Refinance Your California Home Now?

If you’ve been paying attention to mortgage news for the past few months, the headlines are all about how it’s THE time to refinance. If you haven’t looked into refinancing your mortgage yet, we’re here to tell you that you…

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NWM Prioritizes California Realtors’ Business as Mortgage Lenders Struggle to Keep Up

If you’re a realtor in California, very few things are worse than working hard to get a deal in escrow only to have your mortgage lender go MIA. With refinance volume at an all-time high, this scenario is becoming…

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Aaron Clowes, New Way Mortgage advisor
A REAL PERSON BEHIND THE PLAN

Aaron Clowes

Air Force veteran. More than two decades in mortgage lending. Clear explanations, practical comparisons and a conversation about what works for you.

NMLS #200900 · CA DRE #02103379
New Way Mortgage is powered by Xpert Home Lending, Inc. · NMLS #2179191 · Equal Housing Lender.

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  1. Aaron reviews your goals and the information you share.
  2. You confirm details and compare available paths, costs and tradeoffs.
  3. You decide whether to apply through the secure Xpert application.

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YOUR NEXT MOVE

Let’s make the numbers personal.

A calculator is a starting point. A conversation puts your options in context.