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203 articles · Original publication dates preserved. Clear filters

California Housing and Mortgage Programs

Top Neighborhoods in Sacramento

Looking to buy in the top neighborhoods in Sacramento? We break down the best areas & how to finance your dream home. Get preapproved today!

Originally published 2025-02-20

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Homeownership and Real Estate

Buying in Folsom CA

Thinking about buying in Folsom? 🏡 Discover top neighborhoods, market trends, and insider tips to find your dream home!

Originally published 2025-02-19

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California Housing and Mortgage Programs

CalHFA MyAccess

Learn how CalHFA MyAccess helps first-time homebuyers in California with down payment and closing cost assistance!

Originally published 2025-02-18

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Homeownership and Real Estate

How to Make an Offer on a House

Wondering how to make an offer on a house? Learn the step-by-step process, negotiation tips, and how to submit a winning offer.

Originally published 2025-02-14

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Home Equity and Debt Consolidation

How does cash-out refinance work?

How does cash-out refinance work? Learn how it works, its benefits, and whether it’s the right move for you.

Originally published 2025-02-13

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California Housing and Mortgage Programs

CALHFA Homebuyer Guide

Explore CalHFA financing, including Dream For All, FHA, VA, and down payment assistance for first-time homebuyers.

Originally published 2025-02-12

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Homeownership and Real Estate

ADU Financing Guide

Discover the best ADU financing options in Sacramento! Learn costs, loans, grants & how to fund your backyard home.

Originally published 2025-02-11

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Homeownership and Real Estate

HomeReady vs HomePossible

Discover the differences between HomeReady vs HomePossible mortgages. Find out which loan is best for you and where to apply today!

Originally published 2025-02-10

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Homeownership and Real Estate

The VA IRRRL

The VA IRRRL, or VA Streamline Refinance, helps veterans lower their mortgage rate with minimal paperwork, no appraisal, and reduced costs.

Originally published 2025-02-07

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Refinancing

Refinancing a Mortgage in Sacramento

Thinking about refinancing a mortgage in Sacramento? Learn why working with a local mortgage broker like New Way Mortgage is the best move.

Originally published 2025-02-07

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Homeownership and Real Estate

Freddie Mac BorrowSmart Program

iscover how Freddie Mac BorrowSmart helps Californians with down payment assistance. Learn eligibility, benefits, and how to apply today!

Originally published 2025-02-05

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Homeownership and Real Estate

Job Change and Mortgage Approval?

Changing jobs before buying a home? Learn how a job change and mortgage approval are connected and what lenders look for.

Originally published 2025-02-04

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Educational archive—not current offers. Rates, program rules and limits in older articles may have changed.

Aaron Clowes, New Way Mortgage advisor
A REAL PERSON BEHIND THE PLAN

Aaron Clowes

Air Force veteran. More than two decades in mortgage lending. Clear explanations, practical comparisons and a conversation about what works for you.

NMLS #200900 · CA DRE #02103379
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