California CalHFA Homebuyer Guide: Compare Assistance Options
Start with your budget and compare CalHFA loan and assistance combinations, including repayment costs and current availability.
Compare the complete combination
Ask which first mortgage and assistance loans are included, the total payment, cash to close, funds you retain and the assistance repayment terms. Deferred payments are not forgiveness. Review actual lender availability and eligibility before counting on assistance.
MyHome, MyAccess and Dream For All are different options, not interchangeable benefits. Get a written comparison rather than choosing the largest assistance figure.
Official reference: Program / consumer guidance ↗. Checked October 25, 2026. Confirm changing requirements for your transaction.
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Aaron Clowes
Air Force veteran. More than two decades in mortgage lending. Clear explanations, practical comparisons and a conversation about what works for you.
NMLS #200900 · CA DRE #02103379
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- Aaron reviews your goals and the information you share.
- You confirm details and compare available paths, costs and tradeoffs.
- You decide whether to apply through the secure Xpert application.
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