Getting a Mortgage Loan in Sacramento: Is a 30-Year or 15-Year Mortgage Better?
- February 4, 2022
- Jennifer Remedios
- First Time Home Buyer, Home Buyer
Why Choose Sacramento for Your Home Purchase? Affordable Housing Compared to Other California Cities Sacramento offers a more affordable alternative to cities like San Francisco or Los Angeles while still delivering big-city perks. Diverse Neighborhoods with Unique Charm From the…
Read moreHow to Get Down Payment Assistance When Buying Your Home [2022 Guide & Updates]
- January 3, 2022
- Jennifer Remedios
- First Time Home Buyer, Home Buyer
When it comes to buying a home, there are a lot of things to take into account. After all, becoming a homeowner is one of the biggest—albeit worthwhile and investment-savvy—financial decisions most people make in their lifetimes. And one of…
Read more4 Secrets to Shopping for a Mortgage in California
- December 3, 2021
- Aaron Clowes
- First Time Home Buyer, Home Buyer, Mortgage Broker
Shopping for a Mortgage in California: Your Complete Guide Shopping for a mortgage in California might feel like navigating a maze, but it’s one of the most important steps in buying a home. With so many options, knowing how to…
Read moreHow to Get a Mortgage When Changing Jobs
- November 3, 2021
- Jennifer Remedios
- First Time Home Buyer, Home Buyer
One of the key factors in getting approved for a mortgage is demonstrating financial stability. So it’s no wonder that people who’ve changed jobs shortly before starting—or even during—the process of buying a home often worry that a career change…
Read moreSo Just How Much Are Closing Costs in California?
- October 13, 2021
- Jennifer Remedios
- First Time Home Buyer, Home Buyer, Home Seller
If you’ve ever thought about buying a home in California, it’s a question you’ve probably asked your homeowning friends, family members, any real estate professionals you know, and the internet: How much are closing costs in California? Maybe you’ve even…
Read moreHow to Buy a California House with Less Than 20% Down
- September 13, 2021
- Jennifer Remedios
- First Time Home Buyer, Home Buyer
When it comes to the mythical down payment for purchasing a house, the number that comes up a lot is 20%. And while it’s a good number to shoot for, it’s by no means a hard, universal rule. In fact,…
Read moreWhat You Need to Know About Getting a Self-Employed Mortgage in California
- September 3, 2021
- Aaron Clowes
- First Time Home Buyer, Home Buyer
The world was already in the midst of a self-employment and freelancing boom when the COVID-19 pandemic hit. Add the pandemic, and well, the number of people working for themselves has climbed even higher. If you’re a self-employed Californian looking…
Read more5 Tips For Finding The Best California Lender
- July 9, 2021
- Aaron Clowes
- First Time Home Buyer, Home Buyer
A lot of new homebuyers think the first step in the process of buying a home is finding the home you want. But finding the best California lender is what you should do before doing anything else. And making that…
Read more10 Reasons to Buy a California Home
- June 18, 2021
- Jennifer Remedios
- California Housing Market, First Time Home Buyer, Home Buyer
For us Californians, the answer to the question, “Why should I buy a home here?” is pretty obvious: “Because California’s awesome!” Our beaches are famous, our cities are as vibrant as they come, our expanses of natural beauty are breathtaking,…
Read moreShould You Get a 15-year or 30-year Mortgage for Your California Home?
- May 19, 2021
- Jennifer Remedios
- First Time Home Buyer, Home Buyer
A 30-year mortgage has been the standard for a long time, but you may wonder if it’s the best option for you. As a mortgage broker, we have access to many different kinds of loan products, and we can get…
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