Sacramento roots. A more personal way home.
THE NEW WAY LEARNING CENTER

A question today.
A clearer next move.

Start with what you want to do—not a mortgage term you’re supposed to know.

203 articles · Original publication dates preserved. Clear filters

Homeownership and Real Estate

Why Home Prices Keep Rising

Explore why home prices keep rising, from limited supply to inflation and remote work demands. Get insights to navigate today’s market.

Originally published 2023-09-12

Read article →
Mortgage Rates and Market Trends

Mortgage Rate Forecast 2024-2025

Discover what the mortgage rate forecast is and why they go up and down. Learn current rate predictions from experts and what to expect next.

Originally published 2023-09-06

Read article →
Mortgage Rates and Market Trends

Should I Buy Now? The Pros and Cons of Today’s Housing Market

Asking yourself "should I buy now?" Check out the pros and cons of the housing market with low inventory, rising rates, and climbing prices.

Originally published 2023-09-05

Read article →
Homeownership and Real Estate

The Top 7 Mortgage Mistakes That Could Sink Your Home Loan

Don't let common mortgage mistakes ruin your home buying experience. From skipping pre-approval to ignoring your credit score.

Originally published 2023-09-01

Read article →
Homeownership and Real Estate

What’s the Deal with an Escrow Refund? Here’s When You Might Get One!

Think you have some Escrow money coming your way? Lt's go over the reason why you would or would not get an escrow refund.

Originally published 2023-08-30

Read article →
Homeownership and Real Estate

Why Dave Ramsey’s Home Buying Advice Isn’t for Everyone

Dave's advice when it comes to buying a house is so out of touch with reality. In this blog we dive into the STUPID rules from Dave Ramsey.

Originally published 2023-08-29

Read article →
Mortgage Rates and Market Trends

AirBNB and the Real Estate Market: A Crash or Just a Bump?

Is AirBNB going to crash the real estate market? There are plenty of people who say it will, but let's look at the actual data about AirBNB and the market.

Originally published 2023-08-21

Read article →
Home Equity and Debt Consolidation

Refinancing Your Mortgage for Debt Consolidation: A Path to Financial Freedom

A refinance can be a powerful tool for homeowners saddled with debt. Find out the process of refinancing and see if it makes sense for you.

Originally published 2023-08-14

Read article →
Homeownership and Real Estate

Proposition 19 Can Help You Transfer Your Property Tax

California's Proposition 19 can be a little confusing. We take the guesswork out of solving the Prop 19 puzzle and show you how it works.

Originally published 2023-08-08

Read article →
Home Equity and Debt Consolidation

Leveraging Your Home’s Equity to Acquire a Rental Property

Have dreams of building your rental property empire? We dive into how to put your current homes equity to achieve your goal.

Originally published 2023-08-07

Read article →
First-Time Homebuyers

How to Review a Mortgage Loan Estimate: A Step-by-Step Guide

Reading a Loan Estimate can be like trying to read a foreign language for those that aren't frequent flyers in Real Estate. In this Guide we

Originally published 2023-08-03

Read article →
Homeownership and Real Estate

Is Your Mortgage Lender Working Against You? Uncovering Hidden Truths

Hard to believe that the person who's suppose to be helping you get your mortgage could actually be working against you.

Originally published 2023-08-03

Read article →

Educational archive—not current offers. Rates, program rules and limits in older articles may have changed.

Aaron Clowes, New Way Mortgage advisor
A REAL PERSON BEHIND THE PLAN

Aaron Clowes

Air Force veteran. More than two decades in mortgage lending. Clear explanations, practical comparisons and a conversation about what works for you.

NMLS #200900 · CA DRE #02103379
New Way Mortgage is powered by Xpert Home Lending, Inc. · NMLS #2179191 · Equal Housing Lender.

Read client reviews on Google ↗

What happens after you reach out?

  1. Aaron reviews your goals and the information you share.
  2. You confirm details and compare available paths, costs and tradeoffs.
  3. You decide whether to apply through the secure Xpert application.

An inquiry does not authorize a credit pull.

YOUR NEXT MOVE

Let’s make the numbers personal.

A calculator is a starting point. A conversation puts your options in context.