YOUR GOALS. YOUR OPTIONS.

Let’s find your next move.

Three short steps. Estimates are welcome. No credit pull from this inquiry, and no need to choose a loan program before we talk.

A PERSONAL REVIEW, NOT A RATE LOCK

Start where you are.

Aaron will review your request, confirm any missing details and help compare available options. You’ll decide whether to move forward.

Need help? (916) 465-6639

Do not enter Social Security numbers or account numbers. Only attach the quote you want reviewed; redact sensitive identifiers.

1. Your goal & property

I’m looking toProperty typeHow will you use the home?Property cityProperty stateProperty ZIP

Still shopping? Use the city and ZIP where you’re looking.

2. Your financing picture

Self-reported estimates—not a credit check or qualification decision.

When would you like to close?Estimated credit rangeEmploymentMilitary backgroundPrice / estimated home valuePlanned down paymentCurrent mortgage balanceCurrent mortgage rateCash or equity funds neededHome equity option

Attach your quote (optional)

PDF, PNG, JPG, WebP or plain text. Up to 3 files, 5 MB each, 10 MB total. Redact Social Security and account numbers. No tax returns, bank statements or identity documents. Files upload only when you submit step 3.

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3. How can Aaron reach you?

First nameLast nameEmailPhonePreferred contact

Anything else you’d like us to know?

By submitting, you acknowledge our Privacy Policy. This is an inquiry—not an application, quote, rate lock or commitment to lend.

A REAL PERSON BEHIND THE PLAN

Aaron Clowes

Air Force veteran. More than two decades in mortgage lending. Clear explanations, practical comparisons and a conversation about what works for you.

NMLS #200900 · CA DRE #02103379
New Way Mortgage is powered by Xpert Home Lending, Inc. · NMLS #2179191 · Equal Housing Lender.

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What happens after you reach out?

Aaron reviews your goals and the information you share.
You confirm details and compare available paths, costs and tradeoffs.
You decide whether to apply through the secure Xpert application.

An inquiry does not authorize a credit pull.