Sacramento FHA Loans
One of the biggest hurdles that first-time homebuyers face is saving up for a sizable down payment on a home.
680 FICO Mortgage Options
Getting a Mortgage with a 680 FICO Score Understanding Your 680 FICO Score Are you Rocking a 680 FICO score? 🎸 That's like being the solid middle act in the…
Get a Mortgage with a 500 FICO
Getting a Mortgage with a 500 FICO Score Have you ever wondered, "Can I get a mortgage with a 500 FICO score?" Well, buckle up, my friend, because we're diving…
Best Loan Program for First Timers.
Decoding the Best Loan Programs for First-Time Home Buyers Introduction: Embarking on the journey to buy your first home is thrilling. It’s crucial to find the best loan program to…
What is an Assumable Mortgage?
An assumable mortgage allows a buyer to take over a seller's home loan. This option can make buying a home easier and less costly. Here’s a simple guide to understanding…
Why Dave Ramsey’s Home Buying Advice Isn’t for Everyone
Ah, Dave Ramsey—financial guru, debt slayer, and the ultimate love-hate figure in personal finance. His advice on buying a home sounds dreamy, but is it realistic? Short answer: No, not…
Jumbo Loan Requirements for California
If you’re looking to buy a luxury home, you’ll probably need a jumbo loan to finance your purchase. Jumbo loans are typically used for financing high-end homes or properties in…
How to Buy a Home with No Money Down
If you want to buy a home but don’t have the cash on hand for a down payment, a down payment assistance (DPA) program may help. As of 2022, more…
HomeReady Program and Home Possible Program Just Got Better!
Homeownership is the American dream, but the perception among many first time home buyers is that it’s difficult to buy a home today. Myth busted: There are several programs out…
Mortgage Interest Rates Forecast for 2023
As of November 2022, mortgage rates have doubled since the beginning of the year, and rising rates have caused many potential homebuyers to pause their plans and wait for rates…
