An assumable mortgage allows a buyer to take over a seller's home loan. This option can make buying a home easier and less costly. Here’s a simple guide to understanding the process and rules of assuming a mortgage, helping you…
Market Update: Why Home Prices Keep Hitting the Sky So, you've noticed home prices are going up faster than a helium balloon on a windy day, huh? You're not alone. There are a few reasons for this never-ending climb. Limited…
Here's the latest news, from the Mortgage Bankers Association (MBA); Mortgage Rate Forecast 2024-2025 According to MBAs insights there is a suggestion of rates remaining higher through 2023 with rates beginning to drop in 2024 and further in 2025. So…
Wondering "should I buy now" in today's housing landscape? You're not alone. Let's cut through the buzz and talk about the pros and cons of buying a home right now. The Pros: Why You Might Think "Yes, I Should Buy…
Planning to purchase a home? Pretty exciting isn't it? Well it can also be, like walking through a minefield of hurdles. Believe me you definitely want to steer of making mortgage mistakes that could transform your dream into a…
Hey, everyone! So, you’ve bought a house—cheers to adulting! 🥳 But hold on a sec, what’s this whole "escrow refund" thing you keep hearing about? Yep, it's like the cherry on top of your mortgage sundae. An escrow refund can…
Ah, Dave Ramsey—financial guru, debt slayer, and the ultimate love-hate figure in personal finance. His advice on buying a home sounds dreamy, but is it realistic? Short answer: No, not for most folks. The Ramsey Theory: No Debt, No Problem…
Ah, AirBNB, the friendly neighbor who turned your quiet street into a bustling hotel corridor. But could it actually cause a real estate crash? An AirBNB Crash? Let's dig into this, shall we? AirBNB and the Real Estate Market: A…
Refinancing Your Mortgage for Debt Consolidation: A Path to Financial Freedom Hey there, savvy homeowner! Are you feeling weighed down by multiple debts and high-interest rates? The solution might be closer than you think. Imagine streamlining your financial life, simplifying…
Proposition 19 Can Help You Transfer Your Property Tax Are you a Californian looking to move but worried about high property taxes? California Proposition 19 might have a solution for you! Let's break down how it works and what you…
