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203 articles · Original publication dates preserved. Clear filters
FHA Loans: Your Ticket to Homeownership
Feeling like you won't to meet the strict requirements of traditional mortgage lenders? Fear not, FHA loans are here to save the day!
Originally published 2023-06-15
Read article →Homeownership and Real EstateMistakes to Avoid When Applying for a Mortgage
Discover the avoidable mistakes people make when applying for a mortgage and save yourself from embarrassing situations. Read on for a good laugh and some.
Originally published 2023-06-14
Read article →Home Equity and Debt ConsolidationDebt Consolidation Refinance: Because Who Needs Savings or Financial Sanity?
Are you like most American's with high interest debt? If you're also a homeowner you may have some powerful options to save lots of money.
Originally published 2023-05-16
Read article →Homeownership and Real EstateWhat happens when the Appraisal comes in LOW?
Not an ideal situation to be in, but it can happen. So what do you do when the appraisal is low?
Originally published 2023-05-04
Read article →Home Equity and Debt ConsolidationThe Pro’s and Con’s of HELOC’s.
There are many things to consider when getting a Home Equity Line of Credit. We discuss the Pro's and Con's on this BLOG.
Originally published 2023-05-03
Read article →Mortgage Loan ProgramsIs there really an FHA 40 year mortgage?
The Media has been buzzing about a new 40 year mortgage from FHA. But do they have it all wrong? Is there really a 40 year home loan for buying a house?
Originally published 2023-05-01
Read article →Homeownership and Real EstateNew Fees on Fannie and Freddie Loans
Fannie Mae and Freddie Mac have changed the fees they charge. Some people will pay more. Some will pay less. We in detail explain it here.
Originally published 2023-04-28
Read article →California Housing and Mortgage ProgramsDream for All Program Coming Back?
California First Time Home Buyers keep asking us when the Dream for All Program is coming back. Here is what we know...
Originally published 2023-04-25
Read article →Homeownership and Real EstateHow to REMOVE Private Mortgage Insurance
Private Mortgage Insurance Removal is easier than people think. Here are 3 simple ways that Homeowners can eliminate PMI.
Originally published 2023-04-21
Read article →Home Equity and Debt ConsolidationHow to SAVE $1000 per Month with a debt consolidation refinance
Homeowners could save $1000 a month by consolidating their high interest debt via a debt consolidation refinance. Cash Out Refinance.
Originally published 2023-04-20
Read article →Home Equity and Debt ConsolidationDebt Consolidation Refinance
A Debt Consolidation Refinance can be an amazing way to save money by consolidating high interest debt into a home loan.
Originally published 2023-04-18
Read article →Homeownership and Real EstateBi-Weekly Payment Plan vs. Recast
Bi-Weekly Payment Plan vs. Recast, what will help you pay off your loan faster? Many homeowners don't know what their best options are
Originally published 2023-04-17
Read article →Educational archive—not current offers. Rates, program rules and limits in older articles may have changed.

Aaron Clowes
Air Force veteran. More than two decades in mortgage lending. Clear explanations, practical comparisons and a conversation about what works for you.
NMLS #200900 · CA DRE #02103379
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