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22 articles · Original publication dates preserved. Clear filters

First-Time Homebuyers

The Ugly Truth About Down Payment Assistance Programs

Learn the ugly truth about down payment assistance programs, including higher rates, hidden fees, and refinancing risks.

Originally published 2026-05-27

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Homeownership and Real Estate

Skip Two Mortgage Payments? Here’s the Truth

Think you can skip two mortgage payments when refinancing? Learn what’s really happening and how it impacts your loan and costs.

Originally published 2026-05-06

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Refinancing

Refinance Now or Regret It Later

Refinance now or miss out. Rates can drop for just 24–72 hours—learn how to lock your mortgage at the right time.

Originally published 2026-04-04

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Home Equity and Debt Consolidation

How does cash-out refinance work?

How does cash-out refinance work? Learn how it works, its benefits, and whether it’s the right move for you.

Originally published 2025-02-13

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Homeownership and Real Estate

The VA IRRRL

The VA IRRRL, or VA Streamline Refinance, helps veterans lower their mortgage rate with minimal paperwork, no appraisal, and reduced costs.

Originally published 2025-02-07

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Refinancing

Refinancing a Mortgage in Sacramento

Thinking about refinancing a mortgage in Sacramento? Learn why working with a local mortgage broker like New Way Mortgage is the best move.

Originally published 2025-02-07

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Refinancing

How to Refinance a Home Loan

Discover how to refinance a home loan, including benefits, steps, and common pitfalls. Learn how New Way Mortgage can help simplify the process.

Originally published 2025-01-16

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Refinancing

How to Save Money with a Refinance: Unlock Your Financial Freedom

Discover how to save money with a refinance! Learn about lowering your rate, shortening your loan term, or consolidating debt.

Originally published 2025-01-13

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Homeownership and Real Estate

DSCR Home Loans: The Key to Smarter Real Estate Investing

Learn how DSCR home loans can help investors buy properties or refinance out of hard money loans. Explore flexible financing options today!

Originally published 2024-12-06

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Homeownership and Real Estate

Navigating Divorce Mortgage Planning

Learn how to navigate divorce mortgage planning with insights on managing joint liabilities, refinancing, and protecting your financial future

Originally published 2024-12-05

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Refinancing

Why Should I Refinance Now?

Wondering, "Should I refinance now?" Learn why 80% of homeowners are considering it, plus tips to get started.

Originally published 2024-12-04

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Home Equity and Debt Consolidation

Cash-Out Refinance: Unlocking Your Home’s Equity

Discover how a cash-out refinance can help you access your home's equity for renovations, debt consolidation, or major expenses. Learn the benefits, risks, and.

Originally published 2024-11-27

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Educational archive—not current offers. Rates, program rules and limits in older articles may have changed.

Aaron Clowes, New Way Mortgage advisor
A REAL PERSON BEHIND THE PLAN

Aaron Clowes

Air Force veteran. More than two decades in mortgage lending. Clear explanations, practical comparisons and a conversation about what works for you.

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