A question today.
A clearer next move.
Start with what you want to do—not a mortgage term you’re supposed to know.
20 articles · Original publication dates preserved. Clear filters
The Pro’s and Con’s of HELOC’s.
There are many things to consider when getting a Home Equity Line of Credit. We discuss the Pro's and Con's on this BLOG.
Originally published 2023-05-03
Read article →Home Equity and Debt ConsolidationHow to SAVE $1000 per Month with a debt consolidation refinance
Homeowners could save $1000 a month by consolidating their high interest debt via a debt consolidation refinance. Cash Out Refinance.
Originally published 2023-04-20
Read article →Home Equity and Debt ConsolidationDebt Consolidation Refinance
A Debt Consolidation Refinance can be an amazing way to save money by consolidating high interest debt into a home loan.
Originally published 2023-04-18
Read article →Home Equity and Debt ConsolidationPay High-Interest Debt with a Debt Consolidation Refinance
Learn how you can tap into your home’s equity to pay off debt, and the pros and cons of doing this with a cash-out refinance.
Originally published 2023-01-04
Read article →Home Equity and Debt ConsolidationCalHFA 10% Forgivable Equity Builder Loan
CalHFA’s Forgivable Equity Builder Loan offers 10% down payment assistance to first-time homebuyers in California. Learn what the requirements are to see if you.
Originally published 2022-07-13
Read article →California Housing and Mortgage ProgramsWhat Are Renovation Loans, and How Do They Work in California? [2021 Update]
Those new to the homebuying market may wonder why you occasionally hear about “RENO loans.” What are renovation loans, and how do they work in California?
Originally published 2021-11-17
Read article →Home Equity and Debt ConsolidationWhat You Need to Know About the Downpayment Toward Equity Act of 2021
The Downpayment Toward Equity Act of 2021 is not yet law. But it is moving forward, so with a little luck, it may someday be very helpful to many people.
Originally published 2021-10-08
Read article →Home Equity and Debt ConsolidationTips to Build Your Sacramento Home Equity
Homeownership comes with a lot of benefits. But there’s one huge financial benefit that you may want to think more about— home equity.
Originally published 2021-01-25
Read article →Educational archive—not current offers. Rates, program rules and limits in older articles may have changed.
Aaron Clowes
Air Force veteran. More than two decades in mortgage lending. Clear explanations, practical comparisons and a conversation about what works for you.
NMLS #200900 · CA DRE #02103379
New Way Mortgage is powered by Xpert Home Lending, Inc. · NMLS #2179191 · Equal Housing Lender.
What happens after you reach out?
- Aaron reviews your goals and the information you share.
- You confirm details and compare available paths, costs and tradeoffs.
- You decide whether to apply through the secure Xpert application.
An inquiry does not authorize a credit pull.