I own—or want to own—more than one rental.
One rental and a portfolio of properties can raise different financing questions. Start with the property, cash flow, ownership structure and your broader plans—not simply the rate on a single loan.
What we’ll work through.
- Is this a purchase, refinance or equity request for an investment property?
- What are the current or expected rental income and property expenses?
- How do your other properties, loans and cash reserves affect the plan?
Useful for our first conversation
- The goal for the property you want to finance.
- Estimated value or price, rent and current loan balance.
- The number of financed properties and a general reserve picture—without sending account statements here.
No documents, Social Security numbers or account details in the website inquiry. Aaron will confirm any secure follow-up requirements.
Questions you may have
Does rental income automatically qualify the property?
No. Lender calculations, documentation, property standards and other conditions still apply.
Can you review several properties together?
You can ask Aaron to review the broader strategy. Begin with the inquiry and describe the portfolio at a high level; share a detailed schedule only through an approved secure process.
Aaron Clowes
Air Force veteran. More than two decades in mortgage lending. Clear explanations, practical comparisons and a conversation about what works for you.
NMLS #200900 · CA DRE #02103379
New Way Mortgage is powered by Xpert Home Lending, Inc. · NMLS #2179191 · Equal Housing Lender.
Reviews are hosted by Zillow. Visit the source for review dates and details; past experiences do not guarantee your outcome.
What happens after you reach out?
- Aaron reviews your goals and the information you share.
- You confirm details and compare available paths, costs and tradeoffs.
- You decide whether to apply through the secure Xpert application.
No approval, rate or response-time guarantee. An inquiry does not authorize a credit pull.