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New Home Purchase

At New Way Mortgage, we have no up front charges, We will seek to place your application to find you the best rate to suit your situation. Keep us in mind for your future purchase or refinance needs. A large number of our clients are repeat customers!

"I really appreciate your expert help in getting my loan approved. Many thanks for your time and helping me with my pre-approval.." -- F. Bennett, Columbia, NJ

"I'm a repeat customer for good reason. You know the mortgage business and I can trust you--again and again..." -- J. Martin, Sayreville, NJ

It is highly recommended that you get pre-approved before you start looking for a house.

This will help you:

Find out the maximum house you can buy, so you don't waste time looking for properties you cannot afford.
Puts you in a stronger position when you are negotiating with the seller, because the seller knows that you are a serious buyer.
Helps you close more quickly, since your loan paperwork is already in process.

Points:

Your loan may require "Points". Points are considered to be prepaid interest and are tax deductible. Each point is equal to one percent (1%) of the loan. For example, 1 point on a $175,000 loan is $1,750. The more points you pay; the lower the rate, based on your credit scores. Zero point loans are also available.