1. Bankruptcy 6 months - 1 Year:  Purchase/Refinance money is available with 10-20% down payment.  Please contact us for details.

2.  Bankruptcy 1 YR-18 mos. (under 2 Years): FHA rates may apply with as little as 3% downpayment. Please contact us for details.

3.  Bankruptcy 2-3 Years: FHA Fall-out rates apply. As little as 3% down payment. Please call for details.

4.  Bankruptcy 3 years and over: Conventional Rates apply. Please contact us for details.

Chapter 13 Bankruptcy

(Chapter 13 Bankruptcy is considered from date of filing)

Between 24-36 months excellent payment history, can refinance an open bankruptcy. Please contact us for details.

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